OGE-Blog

Benefits of a managed care plan   There are many different types of health insurance plans out there.  Choosing the right ones can be tricky at first, especially if you don't know what you are looking for.  You may have trouble deciding which one is better for you.   Health insurance is divided into two major categories - benefits and a managed care plan.  Compensation plans, also often referred to as reimbursement plans, will reimburse your medical expenses to some extent.  Under the reimbursement plan, the insurer pays a percentage of the total charges, regardless of how much the charges are.  With the indemnity plan, the insurer will pay a certain amount each day for a specified number of days.  The reimbursed amount does not count toward the cost of medical care, but what you are reimbursed will never exceed your costs.   Another popular type of health insurance plan is a managed care plan.  Three types of policy that are classified as managed care plans are HMOs,

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